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What comes out of your take-home pay?

Estimate an EV salary-sacrifice lease after Income Tax, National Insurance and benefit-in-kind. Drag the sliders to explore your scheme.

Your numbers UK

Cannot exceed gross salaryUp to £1,500/mo on slider
Adjustable assumption: confirm the employer’s P11D value (list price including options and VAT, excluding first registration fee and first-year VED).
Enter exact values
Income tax and employee NIEV BiK 4%

Your estimate UK Estimate

£326/mo
Net cost after tax
£124/mo
Saving vs gross sacrifice
Gross salary sacrificed£450/mo
Income Tax change, including BiK£97/mo saved
Employee NI saved£27/mo
Taxable EV benefit (4% × £33,000)£110/mo benefit
Published BiK changes during a lease
Tax yearEV BiKEstimated net / month
2026/274%£326
2027/285%£331
2028/297%£342
2029/309%£353

Published zero-emission car rates, using your same salary, gross payment and P11D. Future payroll thresholds use today's levels for planning. Your contract may span parts of different tax years; these rows are not a guaranteed employer quote.

Estimate only. Income Tax uses progressive England, Wales or Northern Ireland employment bands, including the Personal Allowance taper above £100,000; employee Class 1 NI uses standard category A thresholds. For 2027/28 onward, payroll thresholds use 2026/27 published levels as planning assumptions; the selected year’s EV BiK rate is published. Assumes a standard salary-sacrifice arrangement and P11D entered above; excludes employer-specific scheme terms, pension effects and other payroll adjustments. Check figures with your employer or HMRC.

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Sources: HMRC Income Tax rates, employee NI rates, company-car BiK rates, future EV BiK rates. Supported calculation years: 2025/26 to 2029/30. For 2027/28 onward, payroll thresholds use 2026/27 published levels as planning assumptions; the future BiK rate is published.